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Micro Credit Program:
As one of the departments of DF, Micro-credit department keep the economic development, social development and welfare programs and projects into implementation to foster the socioeconomic upward-progress and empowerment. The department, putting especial emphasis on financial and technical services for income generating activities, savings, LTS scheme, Micro Enterprise, leadership and relationship with the local community people, and so on functions, has been backing up the entrepreneur’s generation, self and wage-employment creation, sustainable income, socioeconomic equity, purchasing power enhancement, good-norm and cultures establishment at the grassroots.
Some dedicated staff and others social activities of the department are directed, and a seasoned DF leads the department as well.
Three branches: Mirpur, Jurain and All Nations:
|
1st July 2024 to 30, April 2025 (Report) |
||||
|
Particulars |
Mirpur |
Jurain |
All Nation |
Total |
|
Member admission |
52 |
98 |
26 |
176 |
|
Member left |
178 |
121 |
- |
178 |
|
Total active member |
232 |
307 |
33 |
572 |
|
Loan received |
104 |
211 |
28 |
343 |
|
Total Overdue loanee |
19 |
38 |
19 |
76 |
|
Bad loan - Loanee |
5 |
- |
5 |
|
|
Bad loan Loanee amount (Principal) |
147,636 |
72720 |
147,636 |
|
|
Total Overdue amount (Principal) |
407,048 |
592,215.00 |
199,140 |
1,198,403 |
|
- |
||||
|
- |
||||
|
Total Savings received including LTS |
1,604,033.00 |
6,136,293.00 |
172,361.00 |
7,912,687 |
|
Total Savings refund including LTS |
1,525,311.00 |
3,872,664.00 |
29,200.00 |
5,427,175 |
|
Total Savings Balance including LTS |
78,722.00 |
11,718,766.00 |
175,520.00 |
11,973,008 |
|
Loan Disbursment |
7,150,000.00 |
16,395,000.00 |
1,165,000.00 |
24,710,000 |
|
Loan Outstanding balance |
4,581,714.00 |
11,535,986.00 |
954,972.00 |
17,072,672 |
|
Sevice Charge received |
924,945.00 |
2,077,628.00 |
48,242.00 |
3,050,815 |
|
- |
||||
|
Member investment |
- |
|||
|
Elish Arun Majumder |
1,000,000.00 |
1,500,000.00 |
- |
2,500,000 |
|
Pastor Mabud Chowdhury |
1,000,000.00 |
- |
- |
1,000,000 |
|
Kamrun Nahar Chowdhury |
- |
2,800,000.00 |
- |
2,800,000 |
|
Bithkia Biswas |
500,000.00 |
- |
500,000 |
|
|
Rashida Akhter |
450,000.00 |
- |
450,000 |
|
|
All Nation |
1,065,000.00 |
1,065,000 |
||
|
Short term Loan Received (Handloom & All Nation) |
700,000.00 |
700,000 |
||
|
Farhad Chowdhury |
810,000.00 |
810,000 |
||
|
Arafat Chowdhury |
470,000.00 |
470,000 |
||
|
Farida |
600,000.00 |
600,000 |
||
|
Khalilur Rahaman |
250,000.00 |
250,000 |
||
|
Nasima |
100,000.00 |
100,000 |
||
|
Rokeya |
50,000.00 |
50,000 |
||
|
Ruma Afroz |
20,000.00 |
20,000 |
||
|
Nur Mohammad |
20,000.00 |
20,000 |
||
|
Nahar |
10,000.00 |
10,000 |
||
|
Samia yasmin shikha Chowdhury |
10,000.00 |
10,000 |
||
|
- |
||||
|
Loan Risk Fund balance |
274,900.00 |
526,820.00 |
12,950.00 |
814,670 |
|
- |
||||
|
Break event status (Profit/Loss) |
(1,084,232.00) |
(199,419.00) |
107,473.00 |
1,176,178) |